Creditworthiness

Transparent Conditions

Fair, transparent payment terms – assessed automatically based on your payment behaviour.

For larger project volumes we carry out an external credit check to define suitable terms. External results relate exclusively to the specific project and do not affect your internal rating. With an unremarkable credit standing no deposit is required at all – where risks are apparent, up to 50% advance payment may be necessary.

Your creditworthiness is assessed automatically with every single invoice based on when payment is received. It improves through consistent, on-time payments and declines with repeated delays.

Diamond30-day payment term · Highest reliability5% discount

Platinum20-day payment term · Excellent payment discipline2% discount

Gold14-day payment term · Consistent & dependable—

Silver10-day payment term · Reliably on time—

Bronze7-day payment term · Entry level for new customers—

Iron7 days · up to 3 reminders · Irregular payment behaviour—

Coal7 days · 2 reminders · Repeated delays—

Obsidian7 days · 50% advance payment · Elevated risk—

Black100% advance payment · Case-by-case review—

The system applies uniformly to all business customers – regardless of company size. Exceptions are only possible through proactive communication before the due date.